Unlock a Bright Financial Future with Visionary Wealth Group - Your Partner in Achieving Debt Freedom and Long-Term Wealth Stability.
Visionary Wealth Group offers comprehensive credit counseling, debt management, financial education, and bankruptcy guidance to secure your financial freedom and build a prosperous future.
Unlock financial freedom with expert debt solutions and empowering financial education.
Visionary Wealth Group offers tailored debt management plans to consolidate debts, reduce payments, and lessen interest rates for financial relief and control.
Visionary Wealth Group offers personalized credit counseling to help improve your credit scores and establish long-term financial stability through expert guidance and actionable strategies.
We offer insightful workshops on budgeting, saving, and investing, all designed to enhance financial literacy and pave the way for smarter monetary decisions.
Bankruptcy Counseling provides essential education and support, helping understand the process and responsibilities before and after filing, ensuring informed financial decisions and compliance.
Visionary Wealth's DMP streamlined my payments brilliantly! Also, their financial workshops genuinely turned my spending habits around. Highly recommend!
I've attended several financial workshops, but Visionary Wealth's focus on actionable knowledge truly stands out. Their personalized credit counseling also provided clarity on improving my financial health.
The bankruptcy counseling at Visionary Wealth Group was thorough and insightful, efficiently preparing me for the process with professionalism and clarity.
FAQs
Your Questions Answered: Clearing Your Path to Financial Freedom
What is a Debt Management Plan and how can it help me?
A Debt Management Plan (DMP) is a structured repayment solution aimed at unsecured debts. It consolidates your debts into one manageable monthly payment, often with reduced interest rates, helping you pay off debt faster and save money on interest charges.
Is credit counseling free at Visionary Wealth Group?
The initial consultation for credit counseling at Visionary Wealth Group is free. During this session, our counselors assess your financial situation and recommend solutions tailored to your needs. Some advanced services and ongoing management may come with fees which will be clearly outlined in your personalized plan.
Can attending your financial education workshops improve my credit score?
While our workshops are educational and designed to provide knowledge on managing finances effectively, they do not directly alter your credit score. However, applying the practices learned in these workshops like budgeting and debt management can help improve your financial behaviors and, as a result, positively impact your credit score over time.
What types of debts can be included in a Debt Management Plan?
Generally, unsecured debts such as credit card bills, medical bills, and personal loans can be included in a DMP. Secured debts, like mortgages or car loans, are not eligible.
How does bankruptcy counseling work, and do I need it before filing for bankruptcy?
Bankruptcy counseling at Visionary Wealth Group involves a two-part educational process: pre-filing credit counseling and post-filing debtor education. Both are required by law before and after filing for bankruptcy. These sessions help you understand the process, consequences, and set a financial plan post-bankruptcy.
How long does a typical counseling session last with Visionary Wealth Group?
A typical initial credit counseling session lasts about 60 minutes. This time allows our counselors to comprehensively assess your financial situation and discuss potential solutions. Follow-up sessions vary based on personalized plans and specific needs.